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Gen Z’s growing credit card debt problem, and how to fix it

Work Life

Additionally, the Federal Reserve Bank of New York found that nearly 1 out of every 7 (15.3%) of Gen Z Americans have maxed out their credit cards, compared to only 12.1% You are encouraged to spend money by TikTokers using the hottest products as well as perfectly tailored advertisements that stalk you from platform to platform.

Finance 98
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Businesses need to take real action to create a more sustainable workplace

Workplace Insight

For example, in 2022 a high street bank had its advertising campaign pulled for promoting its tree-planting scheme and net-zero plan without acknowledging that it is financing fossil fuel projects.

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Surviving economic uncertainty: 5 steps to help your small business thrive

Ruby

When the economy is doing well, it can be smart to spend more money on advertising and experiment more with different tactics that may or may not work. Look at your last few bank and credit card statements and see where you can make cuts. Lili is a banking platform built for today’s small businesses.

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Getting past the uncertainty of GDP to find something better

Workplace Insight

Simply put, the World Bank, International Monetary Fund, and other economic institutions are stuck in their ways. As the country’s finance minister, Grant Robertson, put it: “Success is about making New Zealand both a great place to make a living and a great place to make a life.”

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Making Taxes Less Taxing

Success

It’s so much easier than dumping receipts and bank and credit card statements in a box and manually going through each piece of paper every quarter. These programs also allow you to connect your business bank accounts and credit card. But there’s good news, too. There is a learning curve for all of this software.

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Going solo: 3 quick ways to jumpstart your own legal practice

Ruby

Then there are marketing and advertising costs…oh, and don’t forget paralegal and receptionist salaries! Other borrowing options include loans from friends and family, though you’ve got to be careful not to let finances come between relationships. Your firm will need a bank checking account and Employer ID number , too.

Legal 52
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Monarch Money – The Best Thing Since Mint

Success

Its simple design makes it easy for anyone to work with, whether you’re a beginner in financial planning or a finance professional. Navigating the onboarding process was a breeze, and I was pleased to find an option that lets you collaborate with a partner, friends or family to track your budgets and finances under one plan.

Banking 52