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A Freelancer’s Guide to Business Insurance: What You Need to Know

Success

As a freelancer or independent contractor, you may think your business is too small to need insurance. Client contracts sometimes even require you to have freelance business insurance. General liability insurance for freelancers This is the most common insurance that small business owners purchase.

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Tips and Resources to Scale Your Small Business

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“Every business has different startup costs, but they all have one thing in common: having a financial cushion,” says Bob Marshall, the business growth and strategy executive for the Small Business Development Group at Wells Fargo Bank. You need to know what your costs will be and whether your business is scalable.”

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5 Steps to Building an Employee Benefits Program That Won’t Break the Bank

Insperity

Take these steps to start building an employee benefits program that won’t break the bank. Unemployment insurance. Disability insurance (required in California, Hawaii, New Jersey, New York, Puerto Rico and Rhode Island). Life insurance premiums are typically affordable for most businesses. Workers’ compensation.

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Everything Business Owners Need to Know About the Beneficial Ownership Information Reporting Rule 

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“When I launched California Contractor Bond & Insurance Services and became president of Pacific United Insurance… I didn’t give much thought to the BOI reporting requirement,” says Michael Benoit , founder of California Contractor Bond & Insurance Services and President of Pacific United Insurance in San Diego. “It

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What are fringe benefits? What employers need to know

Insperity

Whether you’re a small business or a larger company, you want to do what you can to attract and retain top talent. By creating a thoughtful fringe benefits package, you can start to address those wants and not break the bank. Offering competitive pay is but one way to accomplish that, but there are other things you can do.

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The Coronavirus Aid, Relief and Economic Security (CARES) Act: An employer’s guide

Insperity

Take a deeper, more comprehensive look at the CARES Act with our recent webinar, “Opportunities for Small Businesses,” hosted by Insperity’s Tom Himmer, vice president of customer development. Small Business Administration (SBA) offers additional assistance through the Economic Injury Disaster Loan program. Eligibility.

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Making Taxes Less Taxing

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Your accountant can help you with that, or you can learn about them in the IRS Tax Guide for Small Business. You’ll Need To Pay Quarterly Estimated Business Taxes—Federal, State And Local As an employee, you had taxes taken out of your paychecks and only needed to file an annual tax return.