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In particular, traditional business financing options like bank loans have been declining since 2020 — where they fell 6% from 2019 (43% to 37%, respectively). That trend continued in 2021, with only 34% of small businesses applying for bank loans. The biggest perk is that the bank has no say in how you run your company.
Bank of America , No. 19 on the 100 Best list, offers workers a program called “Purchasing Power,” which allows employees to buy items like refrigerators, TVs, computers, and more through a payroll deduction over 12 months, avoiding interest and fees. Staff can donate PTO and contribute financially through payroll deductions.
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