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The state of retail banking: Profitability and growth in the era of digital and AI

McKensey

As the global macroeconomic environment remains uncertain, retail banks should focus on the fundamentals of customer primacy and margin protection while embracing digital technologies and gen AI.

Retail 145
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Deposits: The top profitability lever for retail banks’ CEOs

McKensey

Sophisticated deposit management can help banks lower funding costs, improve liquidity, enhance customer loyalty, and boost margins.

Banking 59
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How banks can supercharge technology speed and productivity

McKensey

Financial institutions can unlock the productivity of their software engineering teams to significantly boost tech innovation without increasing IT budgets.

Banking 131
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Mandatory vacation time for employees: 6 pros and 6 cons

Insperity

This is common in the manufacturing, tax consulting and retail industries, where companies have distinct, predictable busy seasons. Or, if a small company is growing fast and having a hard time filling positions, one key employee taking time off can complicate the team’s productivity and near-term goals. Causes scheduling challenges.

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This one-hour exercise could save you thousands of dollars in 2025

Work Life

Conducting a spending inventory by going through your credit card and banking statements to identify and cancel gray charges is a worthwhile use of an afternoon. As part of your spending inventory, take ten minutes to unsubscribe from all the retailer emails you receive and give yourself (and your email) a clean slate for the new year.

Retail 98
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Why you need a digital estate plan and how to create one

Work Life

Online banking accounts: Would anyone know you have an online-only savings account if your statements are emailed to you? Retail sites: This includes things like Amazon and eBay. Loyalty program benefits: These may include credit card miles and points, and they may or may not be transferable, depending on the loyalty program.

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Free Employee Scheduling Software: The Top 10 in 2025!

Vantage Circle

By focusing on the features that align with your business needs, you’ll be well-equipped to improve productivity, keep employees engaged, and achieve your goals without breaking the bank. Recommended For: Small to medium businesses in retail, hospitality, and service-based sectors.

Software 105