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The state of retail banking: Profitability and growth in the era of digital and AI

McKensey

As the global macroeconomic environment remains uncertain, retail banks should focus on the fundamentals of customer primacy and margin protection while embracing digital technologies and gen AI.

Retail 145
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Deposits: The top profitability lever for retail banks’ CEOs

McKensey

Sophisticated deposit management can help banks lower funding costs, improve liquidity, enhance customer loyalty, and boost margins.

Banking 58
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How banks can supercharge technology speed and productivity

McKensey

Financial institutions can unlock the productivity of their software engineering teams to significantly boost tech innovation without increasing IT budgets.

Banking 131
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These CEOs aim to make financial services more accessible to consumers

Work Life

The other, Pagaya, was founded in 2016 and uses artificial intelligence (AI) to help banks make lending decisions. ’” Share your feelings about fintech Do you believe technology has made banking and other financial services more equitable? So, we said, ‘let’s partner with them.’”

Banking 118
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This one-hour exercise could save you thousands of dollars in 2025

Work Life

Conducting a spending inventory by going through your credit card and banking statements to identify and cancel gray charges is a worthwhile use of an afternoon. As part of your spending inventory, take ten minutes to unsubscribe from all the retailer emails you receive and give yourself (and your email) a clean slate for the new year.

Retail 98
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Workplace violence prevention: 8 tips to improve office safety

Insperity

Are you located next door to a bank that could be robbed? It also provides specific advice for those types of companies most likely to experience violence, such as late-night retail establishments, healthcare businesses and those with delivery drivers. Do the other businesses around leave you more vulnerable?

Security 162
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Free Employee Scheduling Software: The Top 10 in 2025!

Vantage Circle

By focusing on the features that align with your business needs, you’ll be well-equipped to improve productivity, keep employees engaged, and achieve your goals without breaking the bank. Recommended For: Small to medium businesses in retail, hospitality, and service-based sectors.

Software 104