Ruby

MAY 22, 2023

Uncertainty can be really scary for a small business owner. But there are steps you can take to make your business more financially stable and help it survive the more challenging times. In the last few years, when the economy was booming, there was a huge increase in new small businesses.

Small Business 52

Small Business Purchasing Banking Sales 52

Launch Work Places

NOVEMBER 27, 2023

Running a business can feel like trying to juggle a million things at once, which is why leaders and managers need to find the right strategies and support to meet their goals. An essential piece is finding online tools for small business owners that help optimize efficiency , productivity, and communication.

Small Business 52

Small Business Software Customer Service Communication 52

Ruby

JANUARY 16, 2023

million strong, small businesses account for 99.9% of all American businesses. To help support these small but mighty drivers of the American economy—which collectively employ more than 45% of the nation’s labor force—the Small Business Administration offers a variety of business loans to help them grow and succeed.

Small Business 52

Small Business Real Estate Finance Banking 52

BMT Office Administration

JUNE 26, 2023

Besides that, the business finance landscape has gone through many changes as of late. In particular, traditional business financing options like bank loans have been declining since 2020 — where they fell 6% from 2019 (43% to 37%, respectively). The biggest perk is that the bank has no say in how you run your company.

Finance 264

Finance Banking Real Estate Small Business 264

Ruby

OCTOBER 10, 2023

Has anyone ever mentioned how important you and your fellow small businesses are to your community? Small businesses not only lend local flavor to the towns and cities they operate in, but they’re also the economic backbone of countless neighborhoods! Collect items for a food bank…or organize your own food drive!

Small Business 52

Small Business Sales Food Promotion 52

Insperity

SEPTEMBER 8, 2014

Without direct deposit, employees must wait to receive their paycheck at work, and then take it to the bank or check cashing service on their own time. From there, a waiting period ensues until the bank makes the funds available for their use. Direct deposit is simply the new normal.

Payroll 100

Payroll Small Business Software Banking 100

Insperity

AUGUST 9, 2016

Take these steps to start building an employee benefits program that won’t break the bank. However, some businesses offset this cost to their employees by contributing money to health savings accounts. The post 5 Steps to Building an Employee Benefits Program That Won’t Break the Bank appeared first on Insperity.

Banking 130

Banking Insurance Salary Planning 130

Success

NOVEMBER 16, 2022

“Forty two percent of small businesses are founded by women, but women are only accessing around 6% of lending capital,” says Sophia Bush, actor and entrepreneur. They are now advisers for First Women’s Bank —the first women-founded, owned and run bank in the U.S.

Banking 105

Banking Small Business 105

BMT Office Administration

JULY 14, 2023

The employer was notified of the theft and notified its bank and the FBI. What’s reasonable depends on the circumstances, of course, but small employers don’t have to spend a bundle on cybersecurity software. Their pay was then rerouted to general-purpose debit cards. The employee was out $8,432.

Security 246

Security Payroll Computer Mailing 246

Success

SEPTEMBER 6, 2024

Client contracts sometimes even require you to have freelance business insurance. Business insurance for freelancers can be confusing According to a survey by Next Insurance , “40% of small business owners said it’s more stressful to understand insurance than taxes.”

Insurance 98

Insurance Purchasing Computer Small Business 98

Work Life

APRIL 4, 2024

The solid business performance, benefits for workers, and broad appeal should lead more businesses to adopt employee-share ownership structures, but unfortunately the odds are often stacked against employee ownership. Over half of small business owners are near or at retirement age.

Finance 98

Finance Small Business Banking Government 98

Justworks

MARCH 24, 2016

Whether you have a long runway or have taken out loans to start your company, you know that every dollar counts when it comes to business expenses. In fact, a bank of America survey deduced that 72% of small business owners are concerned about healthcare costs. Maybe you’ve asked yourself if you can afford it.

Small Business 36

Small Business Healthcare Banking 36

Success

JULY 26, 2024

On Thursday night, July 18, and into the wee hours of the following morning, a faulty software update reminded us all how dependent we are on the fragile, technology-based infrastructure quietly powering our doctor’s appointments, flight schedules and bank account access. If ATMs and banks are disrupted, you might not be able to obtain money.

Computer 88

Computer Banking Supplies Software 88

Success

OCTOBER 10, 2022

After launching an inclusive salon and accompanying philanthropic organization in Detroit in 2017, their next big project (they’re two of the advisors for First Women’s Bank) combines their decades of philanthropic and entrepreneurial experience. Located in Chicago, it is, quite literally, the first women’s bank in the U.S.:

Banking 111

Banking Small Business Creativity Security 111

Insperity

APRIL 9, 2020

Take a deeper, more comprehensive look at the CARES Act with our recent webinar, “Opportunities for Small Businesses,” hosted by Insperity’s Tom Himmer, vice president of customer development. Small Business Administration (SBA) offers additional assistance through the Economic Injury Disaster Loan program. Eligibility.

Security 243

Security Payroll Small Business Mailing 243

Work Life

JUNE 28, 2024

We’re in the midst of a post-pandemic small business revival: Americans have started more new businesses last year than ever since data collection started. New data from my company, Gusto, shows that women started half of all new businesses in 2023. Female entrepreneurs are a major driver of that growth.

Flexibility 98

Flexibility Flexibility Banking Promotion 98

Ruby

JANUARY 18, 2023

The reality of owning a small business in today’s market Customer expectations may be evolving faster than the modern marketplace. As a small business owner in today’s climate, the better way to earn customer loyalty is by aligning your company’s social and environmental activities with its business purpose.

Small Business 52

Small Business Banking Influencing Food 52

Insperity

JANUARY 27, 2022

Whether you’re a small business or a larger company, you want to do what you can to attract and retain top talent. By creating a thoughtful fringe benefits package, you can start to address those wants and not break the bank. Offering competitive pay is but one way to accomplish that, but there are other things you can do.

Banking 246

Banking Insurance Government Promotion 246

The Receptionist

JULY 5, 2022

And if you think that your small business is safe from malicious actors, think again. According to this study , 43% of cyber attacks were aimed at small businesses. Perhaps the scariest part of the aforementioned study is that the vast majority of small businesses are unprepared for any cyber attack — both small or large.

Security 130

Security Networking Small Business Software 130

Success

FEBRUARY 23, 2022

The rate of startup creation across the nation plummeted 44% between 1978 and 2012, prompting small-business advocates to sound alarms. But it shouldn’t come down to luck when we know that the most basic need of a small business is access to capital. These roadblocks keep small businesses small or struggling to grow.

Banking 52

Banking Small Business Problem-Solving Security 52

Success

SEPTEMBER 19, 2021

If you don’t have the personal funds to get your business up and running, you’ll need to look at other sources to raise capital. If you have a preexisting relationship with a bank, start there. Your current bank will already know your creditworthiness. Small Business Administration (e.g., Loans from the U.S.

Banking 137

Banking Finance Planning Sales 137

Success

MARCH 28, 2024

Inmates to Entrepreneurs’ graduates are often interested in starting service-based businesses such as landscaping or cleaning services, which tend to have lower barriers to entry in terms of finding customers and startup costs. Banks are less likely to loan money if they perceive a risky investment. You know, do things the right way.”

Banking 52

Banking Cleaning Finance Security 52

Success

MARCH 28, 2024

Inmates to Entrepreneurs’ graduates are often interested in starting service-based businesses such as landscaping or cleaning services, which tend to have lower barriers to entry in terms of finding customers and startup costs. Banks are less likely to loan money if they perceive a risky investment. You know, do things the right way.”

Banking 52

Banking Cleaning Finance Security 52

Success

APRIL 22, 2024

My Figures If you’re looking for financial planning options for your business, My Figures could be a good start with low monthly rates. You can track your business and personal bank accounts in one place. This app is best for small businesses with simpler financial needs.

Payroll 80

Payroll Finance Software Small Business 80

Success

FEBRUARY 24, 2022

The impact of a cyberattack is so costly that nearly 60% of small businesses go out of business within six months of an attack. When you’re in places like coffee shops, restaurants or even hotels, it’s best to hold off accessing private information such as your bank account or using sensitive logins.

Security 128

Security Networking Small Business Banking 128

Ruby

DECEMBER 9, 2022

Small businesses run on passion. Unfortunately, anyone who’s owned their own business knows that getting paid on time isn’t always easy. Either way, it’s an awkward situation that puts a strain on both your relationship and your bank account. Head over to our small business resource hub for even more tips!

Small Business 52

Small Business Delegation Prioritization Banking 52

Workplace Insight

MARCH 28, 2023

This is due to the sizeable cost associated with business rates. White also points out that the current business rates relief system also does little to support affordable workspace. The post Rising business rates could impact affordable workspace in London appeared first on Workplace Insight.

Government 98

Government Problem-Solving Banking Creativity 98

Work Life

MARCH 30, 2024

Self-employed taxpayers Of course, estimating your tax liability gets much more complex if you are a freelancer, small-business owner, or side-hustler extraordinaire. That’s where having good records really comes into play,” Rosen says. “If

Banking 98

Banking Small Business Security Learning 98

Insperity

APRIL 14, 2016

One of the biggest mistakes small business owners make is putting one person in charge of the finances. The person paying the bills should never reconcile the bank statement. Custody of related assets – The person who reconciles the bank statement or credits/edits the invoice. Warning signs of employee theft.

Supplies 183

Supplies Banking Legal Small Business 183

Vantage Circle

MAY 22, 2019

Here we are focusing on 15 types of employee benefits ( ideal for small businesses or those with a limited budget ) that your employees would love. That’s why this list is all about great, actionable and (most importantly) affordable types of employee benefits that you can offer. Flexible Work Timings.

Banking 40

Banking Insurance Food Flexibility 40

Ruby

JANUARY 25, 2024

These wasteful processes are a leaky faucet, slowing but surely draining your bank account. Take a hard cold look at your business processes. Get proven small business marketing tips and ideas in our lead generation playbook. We can help you gain and retain business. Your day-to-day operations are inefficient.

Supplies 52

Supplies Problem-Solving Small Business Customer Service 52

Workplace Insight

MARCH 29, 2023

The latest developments in generative artificial intelligence could replace the equivalent of 300 million full-time jobs, a report by investment bank Goldman Sachs claims. The report claims that the tech could increase total annual value of goods and services produced globally by 7 percent.

Administrative Staff 52

Administrative Staff Technology Banking Insurance 52

Insperity

JULY 8, 2014

And small businesses are disproportionately victimized, according to a recent report by the Association of Certified Fraud Examiners. The reasons small businesses are at more risk may be a lack of fraud-prevention resources or a lack of oversight. The person paying the bills should never reconcile the bank statement.

Finance 100

Finance Banking Small Business Supervising 100

Ruby

NOVEMBER 20, 2023

If it’s a call from your bank, medical provider, or some other professional organization you deal with, it may be wise to confirm authenticity by looking up their number and calling them directly. Fewer distractions, less risk, and more time to focus on growing your business. The post Robocall or real call?

Banking 52

Banking Purchasing Technology Communication 52

Vantage Circle

JULY 23, 2020

Unlike popular perceptions, you can reward employees without breaking the bank. Monetary rewards are not the whole reward system but only a small part of it. Nowadays, even small businesses can afford to recognize their workforce through affordable gift cards. A more affordable option for small businesses and startups.

Small Business 63

Small Business Banking Salary Planning 63

Insperity

OCTOBER 26, 2017

Unfortunately, many small business owners don’t have the budget for big-ticket seminars or workshops, so they assume all company-sponsored professional development is simply out of reach. Sadly, this is often to the detriment of their business, and their bottom line. They’re also a great way to boost employee retention.

Training 235

Training Creativity Mentoring Logistics 235

Ruby

OCTOBER 15, 2020

Congratulations to (w)here Real Estate for taking top prize in the small business category ($10M or less in revenue). As for Ruby’s effort, we currently partner with 18 nonprofits including Make-A-Wish, Oregon Food Bank, and Portland Homeless Family Solutions.

Real Estate 52

Real Estate Banking Food Purchasing 52