Ruby

MAY 22, 2023

Uncertainty can be really scary for a small business owner. But there are steps you can take to make your business more financially stable and help it survive the more challenging times. In the last few years, when the economy was booming, there was a huge increase in new small businesses.

Small Business 52

Small Business Purchasing Banking Sales 52

Launch Work Places

NOVEMBER 27, 2023

Running a business can feel like trying to juggle a million things at once, which is why leaders and managers need to find the right strategies and support to meet their goals. An essential piece is finding online tools for small business owners that help optimize efficiency , productivity, and communication.

Small Business 52

Small Business Software Customer Service Communication 52

Ruby

JANUARY 16, 2023

million strong, small businesses account for 99.9% of all American businesses. To help support these small but mighty drivers of the American economy—which collectively employ more than 45% of the nation’s labor force—the Small Business Administration offers a variety of business loans to help them grow and succeed.

Small Business 52

Small Business Real Estate Finance Banking 52

BMT Office Administration

JUNE 26, 2023

Besides that, the business finance landscape has gone through many changes as of late. In particular, traditional business financing options like bank loans have been declining since 2020 — where they fell 6% from 2019 (43% to 37%, respectively). The biggest perk is that the bank has no say in how you run your company.

Finance 264

Finance Banking Real Estate Small Business 264

Ruby

OCTOBER 10, 2023

Has anyone ever mentioned how important you and your fellow small businesses are to your community? Small businesses not only lend local flavor to the towns and cities they operate in, but they’re also the economic backbone of countless neighborhoods! Collect items for a food bank…or organize your own food drive!

Small Business 52

Small Business Sales Food Promotion 52

Work Life

NOVEMBER 18, 2024

A big chunk of Payoneer’s customers are small companies that are able to do business internationally and sell in local currencies without setting up foreign bank accounts or needing to manage currency conversion. And what we do makes a pretty big difference,” he says.

Real Estate 75

Real Estate Banking Small Business Manufacturing 75

Insperity

SEPTEMBER 8, 2014

Without direct deposit, employees must wait to receive their paycheck at work, and then take it to the bank or check cashing service on their own time. From there, a waiting period ensues until the bank makes the funds available for their use. Direct deposit is simply the new normal.

Payroll 100

Payroll Small Business Software Banking 100

Insperity

AUGUST 9, 2016

Take these steps to start building an employee benefits program that won’t break the bank. However, some businesses offset this cost to their employees by contributing money to health savings accounts. The post 5 Steps to Building an Employee Benefits Program That Won’t Break the Bank appeared first on Insperity.

Banking 130

Banking Insurance Salary Planning 130

Work Life

OCTOBER 2, 2024

Or, imagine the case of a bank run in which customers fear, for one reason or another, that their money is not stable at a given bank. Small-business sentiment Ufuk Akcigit, an economics professor at the University of Chicago suggests that small businesses, the biggest collective employer of U.S.

Small Business 75

Small Business Banking Finance Reporting 75

BMT Office Administration

JULY 14, 2023

The employer was notified of the theft and notified its bank and the FBI. What’s reasonable depends on the circumstances, of course, but small employers don’t have to spend a bundle on cybersecurity software. Their pay was then rerouted to general-purpose debit cards. The employee was out $8,432.

Security 246

Security Payroll Computer Mailing 246

Success

NOVEMBER 16, 2022

“Forty two percent of small businesses are founded by women, but women are only accessing around 6% of lending capital,” says Sophia Bush, actor and entrepreneur. They are now advisers for First Women’s Bank —the first women-founded, owned and run bank in the U.S.

Banking 93

Banking Small Business 93

Work Life

APRIL 4, 2024

The solid business performance, benefits for workers, and broad appeal should lead more businesses to adopt employee-share ownership structures, but unfortunately the odds are often stacked against employee ownership. Over half of small business owners are near or at retirement age.

Finance 98

Finance Small Business Banking Government 98

Justworks

MARCH 24, 2016

Whether you have a long runway or have taken out loans to start your company, you know that every dollar counts when it comes to business expenses. In fact, a bank of America survey deduced that 72% of small business owners are concerned about healthcare costs. Maybe you’ve asked yourself if you can afford it.

Small Business 36

Small Business Healthcare Banking 36

Work Life

NOVEMBER 10, 2024

When the bare minimum, like food and gas, are breaking the bank, buyers tend to cut costs where they can, but it’s not a sustainable fix. Many indicators, such as small business retail sales appearing up 2.1% Household debt is also rising, with mortgage debts at the top of the list at a $77 billion increase.

Influencing 75

Influencing Healthcare Banking Government 75

Success

SEPTEMBER 6, 2024

Client contracts sometimes even require you to have freelance business insurance. Business insurance for freelancers can be confusing According to a survey by Next Insurance , “40% of small business owners said it’s more stressful to understand insurance than taxes.”

Insurance 98

Insurance Purchasing Computer Small Business 98

Success

OCTOBER 10, 2022

After launching an inclusive salon and accompanying philanthropic organization in Detroit in 2017, their next big project (they’re two of the advisors for First Women’s Bank) combines their decades of philanthropic and entrepreneurial experience. Located in Chicago, it is, quite literally, the first women’s bank in the U.S.:

Banking 111

Banking Small Business Creativity Networking 111

Insperity

APRIL 9, 2020

Take a deeper, more comprehensive look at the CARES Act with our recent webinar, “Opportunities for Small Businesses,” hosted by Insperity’s Tom Himmer, vice president of customer development. Small Business Administration (SBA) offers additional assistance through the Economic Injury Disaster Loan program. Eligibility.

Security 242

Security Payroll Small Business Mailing 242

Ruby

JANUARY 18, 2023

The reality of owning a small business in today’s market Customer expectations may be evolving faster than the modern marketplace. As a small business owner in today’s climate, the better way to earn customer loyalty is by aligning your company’s social and environmental activities with its business purpose.

Small Business 52

Small Business Banking Food Influencing 52

Insperity

JANUARY 27, 2022

Whether you’re a small business or a larger company, you want to do what you can to attract and retain top talent. By creating a thoughtful fringe benefits package, you can start to address those wants and not break the bank. Offering competitive pay is but one way to accomplish that, but there are other things you can do.

Banking 245

Banking Insurance Government Promotion 245

The Receptionist

JULY 5, 2022

And if you think that your small business is safe from malicious actors, think again. According to this study , 43% of cyber attacks were aimed at small businesses. Perhaps the scariest part of the aforementioned study is that the vast majority of small businesses are unprepared for any cyber attack — both small or large.

Security 130

Security Networking Small Business Software 130

Success

JULY 26, 2024

On Thursday night, July 18, and into the wee hours of the following morning, a faulty software update reminded us all how dependent we are on the fragile, technology-based infrastructure quietly powering our doctor’s appointments, flight schedules and bank account access. If ATMs and banks are disrupted, you might not be able to obtain money.

Computer 63

Computer Banking Supplies Software 63

Workplace Insight

DECEMBER 11, 2023

In terms of the office workplace, banks were permitted to become JSCs in the 1830s; the first being the London and Westminster Bank, in 1834. JSCs came into fashion in the 1600s as the costs and risks associated with overseas trading voyages grew.

Networking 114

Networking Real Estate Banking Manufacturing 114

Work Life

JUNE 28, 2024

We’re in the midst of a post-pandemic small business revival: Americans have started more new businesses last year than ever since data collection started. New data from my company, Gusto, shows that women started half of all new businesses in 2023. Female entrepreneurs are a major driver of that growth.

Flexibility 98

Flexibility Flexibility Banking Promotion 98

Success

JULY 20, 2023

Millions of Americans were unemployed, a spate of bank runs swept the country, drought and dust storms ravaged the state—and yet none of that dissuaded one couple from opening a drugstore in a small South Dakota town in December 1931. You’ve got to be profitable to sustain a small, private business,” Hustead says.

Small Business 71

Small Business Banking Finance Mentoring 71

Success

FEBRUARY 23, 2022

The rate of startup creation across the nation plummeted 44% between 1978 and 2012, prompting small-business advocates to sound alarms. But it shouldn’t come down to luck when we know that the most basic need of a small business is access to capital. These roadblocks keep small businesses small or struggling to grow.

Banking 52

Banking Small Business Problem-Solving Security 52

Vantage Circle

MAY 19, 2022

This feature-rich app helps with accounting, bank statements, and billing-invoicing and improves business intelligence. In addition, to eliminate manual entries, the software directly connects with the bank accounts. It also helps in creating and managing invoices for the business. Key Takeaways.

Automotive 92

Automotive Bookkeeping Payroll Banking 92

Success

SEPTEMBER 19, 2021

If you don’t have the personal funds to get your business up and running, you’ll need to look at other sources to raise capital. If you have a preexisting relationship with a bank, start there. Your current bank will already know your creditworthiness. Small Business Administration (e.g., Loans from the U.S.

Banking 137

Banking Finance Planning Sales 137

BMT Office Administration

MARCH 13, 2024

They Get Rid of Cumbersome Paperwork Small businesses that are still doing manual payroll deal with mountains of paperwork, including employee schedules, time cards, odometer readings, and more. This can be a downside for small businesses lacking the budget to pay for third-party training programs.

Payroll 147

Payroll Software Small Business Construction 147

The Receptionist

MARCH 3, 2022

For instance, at small businesses that cannot afford a front desk staffer or at a start-up that has not yet staffed a front office person. Small businesses with less than 25 employee contacts can get started for less than $50 a month — and that includes unlimited visitor check-ins. Does it happen?

Software 130

Software Security Manufacturing Small Business 130

Success

MARCH 28, 2024

Inmates to Entrepreneurs’ graduates are often interested in starting service-based businesses such as landscaping or cleaning services, which tend to have lower barriers to entry in terms of finding customers and startup costs. Banks are less likely to loan money if they perceive a risky investment. You know, do things the right way.”

Banking 52

Banking Cleaning Finance Mentoring 52

Success

MARCH 28, 2024

Inmates to Entrepreneurs’ graduates are often interested in starting service-based businesses such as landscaping or cleaning services, which tend to have lower barriers to entry in terms of finding customers and startup costs. Banks are less likely to loan money if they perceive a risky investment. You know, do things the right way.”

Banking 52

Banking Cleaning Finance Mentoring 52

Success

SEPTEMBER 27, 2024

Your accountant can help you with that, or you can learn about them in the IRS Tax Guide for Small Business. You’ll Need To Pay Quarterly Estimated Business Taxes—Federal, State And Local As an employee, you had taxes taken out of your paychecks and only needed to file an annual tax return.

Software 59

Software Banking Bookkeeping Insurance 59

Success

JULY 21, 2024

A 2022 study from the Federal Reserve Bank of Boston found that men were more likely to leave the workforce “when their expected earnings fall relative to the earnings of other workers in their labor market.” A significant reason [for this] is the shifting economic landscape,” he adds.

Cubicle 114

Cubicle Consulting Manufacturing Flexibility 114

Success

APRIL 22, 2024

My Figures If you’re looking for financial planning options for your business, My Figures could be a good start with low monthly rates. You can track your business and personal bank accounts in one place. This app is best for small businesses with simpler financial needs.

Payroll 61

Payroll Finance Software Small Business 61

Success

FEBRUARY 24, 2022

The impact of a cyberattack is so costly that nearly 60% of small businesses go out of business within six months of an attack. When you’re in places like coffee shops, restaurants or even hotels, it’s best to hold off accessing private information such as your bank account or using sensitive logins.

Security 128

Security Networking Small Business Banking 128

Success

OCTOBER 29, 2024

Like many small business owners, my focus was primarily on growth, customer service and operations—areas that directly impact the bottom line.” Here’s what business owners need to know to prevent significant repercussions.

Reporting 59

Reporting Insurance Security Government 59

Ruby

DECEMBER 9, 2022

Small businesses run on passion. Unfortunately, anyone who’s owned their own business knows that getting paid on time isn’t always easy. Either way, it’s an awkward situation that puts a strain on both your relationship and your bank account. Head over to our small business resource hub for even more tips!

Small Business 52

Small Business Delegation Prioritization Banking 52