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4 Smart Money Moves to Plan for Financial Security

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One thing that shouldn’t be pushed off to a future date, however—no matter how much we might want to—is financial planning. That’s because when we delay organizing our finances, it causes us to delay a lot of other things, too. But it’s really no surprise that millennials have trouble dealing with their finances.

Planning 131
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8 little-known benefits of employee assistance programs

Insperity

Personal finances. Another surprising benefit of EAPs is that they can help employees plan activities outside of work based on location, interests and needs. Planning extracurricular activities, lessons or camps for children. Often, employees will get a free initial consultation with a discount on continued services.

Legal 327
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Can Couples Combine Their Finances and Stay Together?

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Deciding when and how to manage your finances as a couple can be a huge source of stress in a relationship. Developing a budget , combining finances, opening a joint checking or savings account or deciding where to park your emergency fund are all tasks that can be tricky to navigate if you and your partner aren’t on the same financial page.

Finance 105
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How Money Psychology Affects Your Finances—and the Benefits of Financial Therapy

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The goal for girls in her family was to grow up, find a man and marry him because he’ll take care of the finances. Our psychology affects how we treat money “Morgan Housel wrote the book The Psychology of Money , and he said that money is influenced more by your psychology than finance,” Williams says. But she married a feminist. “So

Finance 116
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Pay compression: What it is and how to fight it

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If money is tight, there are options (see “Encourage collaboration between HR and finance staff” section below). External labor factors that may impact your internal compensation plan include: Minimum wage laws A tight skilled worker supply Rapidly escalating wages for high-demand jobs. Consult legal counsel.

Salary 194
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How to Choose an Employer-Sponsored Retirement Plan

Insperity

Sponsoring a retirement plan can help them get there. Retirement plans come in a wide range of shapes and sizes, each with its own unique functionality. The following steps can help simplify the process of choosing and managing a plan. The first step toward establishing a plan for your company is learning what is out there.

Planning 100
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3 Smart Money Moves to Make Before Starting a Business

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Adopting this simple mentality will help: The more planning you do upfront, the better off your new business venture will be. And that planning will pay off by saving you time and money. Of course, much like with a vacation, there will always be moments that don’t go as planned with a new business. So, where to start?

Finance 138