Insperity

FEBRUARY 13, 2018

When an employee is worried, unproductive and can’t afford to participate in group activities and outings because of finances, it not only affects the person but the team as a whole. Start by offering a solid benefits package that includes a great portfolio of health insurance options to choose from. Life can happen in an instant.

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Insurance Consulting Security Flexibility 194

Success

APRIL 10, 2023

Using a financial planning checklist can make it easier to monitor your money and do some financial housekeeping. Use the topics below to help you start your financial planning checklist and make the most of your money. Periodically reviewing changes in your cash flow should be on your financial planning checklist.

Planning 122

Planning Banking Finance Insurance 122

Success

JULY 26, 2021

Many personal finance experts will tell you to take your current monthly expenses, add 4% to the overall number for inflation, and then multiply that by 25 or 30 in order to reach your financial independence goal. Look at things like health care, groceries, utilities, and insurance. Use large, medium and small goals.

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Planning Finance Insurance Food 116

Insperity

FEBRUARY 3, 2011

Sponsoring a retirement plan can help them get there. Retirement plans come in a wide range of shapes and sizes, each with its own unique functionality. The following steps can help simplify the process of choosing and managing a plan. The first step toward establishing a plan for your company is learning what is out there.

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Planning Legal Government Small Business 100

Insperity

MARCH 12, 2024

Health insurance Health insurance aims to assist employees with the costs of obtaining medical care. Optional dental and vision care are usually offered alongside health insurance for an added fee.) To confirm your company’s legal obligations for these types of insurance, check the laws in your particular state.

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Insurance Legal Planning Prioritization 147

Insperity

APRIL 5, 2016

While it’s not really your job to make sure your employees are saving for retirement, having a 401(k) plan among other benefits can help you both. You need a provider who can help guide you through the decisions of the plan and with some of the burden of responsibility. Just a 401(k) plan as a benefit is a good thing.

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Finance Insurance Planning Communication 165

Work Life

JULY 13, 2024

But this hectic season of your life does not have to ruin your finances, or your plans. Do they have a plan for long-term care? Do they have a will, power of attorney, advance directive, or other plans in place if they become incapacitated or die? And protect your income with life insurance and disability insurance.

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Insurance Finance Logistics Security 98

Success

JULY 19, 2022

Next, you’ll need to consider your current company benefits such as health insurance and retirement plans. According to the Bureau of Labor Statistics , the average employer paid “78% of medical care premiums for single coverage plans” in 2021, which is a nice perk. Create a plan. First, what are you trying to accomplish?

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Insurance Banking Finance Transportation 128

Success

NOVEMBER 18, 2021

We all know expenses exist, but the numbers keep adding up—rent, water, trash, electricity, cable, Internet, car insurance, renter’s insurance, gas, cell phone. Dive into a digital finance manager, excel sheets, worksheets and a homemade bill binder. This is something that happens after the planning stage.

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Security Insurance Finance Banking 111

Insperity

JUNE 17, 2021

Compare how your company aligns with others in terms of salary and benefits, including: Health insurance PTO Leaves Options for flexible work schedules or remote work Unique perks. Do you find ways to accommodate them, on a case-by-case basis, when personal or family obligations conflict with work? Marketplace and competitor analysis.

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Leadership Salary Security Finance 246

The Office Management Group

APRIL 29, 2024

Ensure you plan to grow; put simple, yet effective processes in place now so that when the volume naturally increases with the growth of your business, you are ready for it. Make sure the employee liability insurance is displayed in your office! I’ve talked about trackers before, but it is so key!

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Work Life

MAY 4, 2024

But the heady enjoyment of an adult-level salary—dining out, weekend getaways, wardrobe upgrades—can make it hard to remember the importance of planning for future needs. Pay Yourself First–Via Automation If you plan to save or invest whatever money is left after paying your bills, you’re likely to never set any money aside at all.

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Purchasing Insurance Finance Salary 98

Insperity

AUGUST 13, 2020

As your business recovers from a crisis and you consider hiring again after layoffs, there are critical issues you need to think about and plan for to mitigate the risks to your company and increase your odds of long-term success. This plan should extend 12 to 18 months into the future. Selecting the type of employees you’ll hire.

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Onboarding Training Work Ethic Finance 238

Success

JULY 21, 2023

Frost is committed to taking one month off, but planning to ease back into work during the second month. So, she established a plan: She’d automatically earn money while she was out of the office by doing affiliate marketing. The post Planning to Take Maternity Leave While Self-Employed?

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Planning Government Coaching Communication 98

Success

FEBRUARY 13, 2023

Managing your finances can feel overwhelming, especially if you’re trying to keep up with the latest budgeting software, personal finance app or investment hack and not just the financial basics. Instead of worrying about or avoiding your finances, focus on the basics. Then develop a plan to help you lessen their impact.

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Finance Food Banking Insurance 116

Work Life

APRIL 15, 2024

Not only are the billing details confusing, but the requirements for insurance coverage seem to be in a constant state of flux. It can seem as though insurers intentionally create a painful process in the hope that most patients will give up and just pay. The patient is not responsible.

Healthcare 98

Healthcare Insurance Networking Finance 98

Success

FEBRUARY 13, 2024

These goals provide motivation, direction and discipline when managing your finances. Save for retirement Expected time: 10-35 years Account types: Retirement plans including IRAs, 401(k)s and pensions Planning for retirement is one of the most common long-term financial goals.

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Real Estate Purchasing Insurance Finance 115

Success

JANUARY 9, 2023

Healthcare is complicated when it comes to finances. It’s especially nonsensical in the United States, where it’s designed to be intentionally confusing and expensive. It can cost an outrageous amount of money to have surgery or long-term treatment, and on top of that, billing errors are common.

Healthcare 97

Healthcare Insurance Purchasing Finance 97

Work Life

OCTOBER 5, 2024

Your mom and dad’s eldercare might include any of these types of caregiving: Adult day care: This kind of daily program offers care and planned activities during the work week. State Health Insurance Assistance Program (SHIP): This nationally available government program offers one-on-one counseling and assistance with Medicare and Medicaid.

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Insurance Supervising Government Purchasing 98

Success

DECEMBER 29, 2023

Often, these fall into categories of personal well-being, relationships and finance. Once you’ve identified your areas of focus, plan your approach by setting SMART goals. If you aim to eat healthier, plan your meals in advance. New Year’s resolution ideas to improve personal finance Create a monthly budget.

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Security Finance Insurance Mentoring 119

The Office Management Group

APRIL 16, 2023

What it means is you cannot be an expert in how your air-conditioning system works, how it should be cleaned and serviced, nor can you be an expert in what sort of chairs are out there and the many functions of them all or an insurance or rates whizz who knows exactly what the best products are out there for your business.

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Payroll Cleaning Insurance Maintenance 130

Success

JANUARY 17, 2023

Getting your finances in order can seem exhausting. Kiersten and Julien share tips for creating a system and carving out the time required to get organized through actions like automating savings, looking at current interest rates, updating budgeting apps and evaluating debt payment plans.

Finance 98

Finance Purchasing Insurance Security 98

Success

APRIL 14, 2023

Write a business plan While Shinholser didn’t need investors or to borrow money to fund his business, his savings were an important element of his success. A written business plan is crucial to clarify your plans and your finances, Marshall says. Shinholser wrote a business plan before quitting his full-time job. “My

Small Business 116

Small Business Finance Networking Banking 116

Success

JUNE 23, 2023

After all, learning how to manage your finances before money mistakes happen can help you avoid easy-to-make slip-ups like dings to your credit score or an overdrawn bank account. If you just traded in your cap and gown for your first taste of real adulting, managing your finances might feel like an overwhelming task.

Finance 107

Finance Insurance Banking Purchasing 107

Work Life

MAY 11, 2024

Here’s how recently married couples can invest their finances to create a happy future together. Getting on the same page with your debt payoff plan will also help you feel like you’re presenting a united front. Life insurance may also be necessary when you buy a house, since one income may not be enough to cover the mortgage.

Insurance 98

Insurance Finance Prioritization Planning 98

Success

AUGUST 26, 2024

Financially planning a divorce Certified divorce financial analysts receive specialized training in providing financial help for divorce. This can be challenging, particularly when child support is in the picture, says Amy Irvine, a certified financial planner and certified divorce financial analyst with New York–based Rooted Planning Group.

Finance 116

Finance Maintenance Banking Insurance 116

Work Life

APRIL 9, 2024

Location: Mount Vernon, Ohio Income after taxes: $40,000 Annual expenses Rent: $9,948 Car insurance: $1,716 Car payment: $3,636 Gas: $3,900 Vacations: spent $1,400 on a vacation and my family covered the rest of the trip. Without it, Susan says she would be paying into a high-deductible health plan with “lots of out-of-pocket costs.”

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Insurance Maintenance Salary Food 98

Fellow

MARCH 18, 2025

Change management can be a tough field to work in as it involves a lot of planning and stakeholder relationship management. For example, it could be an update that more benefits have been added to the health insurance plan, or that sales teams are now required to conduct key performance indicators (KPI) reporting monthly instead of quarterly.

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Communication Security Insurance Software 52

Success

AUGUST 21, 2022

health insurance may not cover you. As soon as you move abroad , you’re in charge of paying for your medical expenses, as your United States health insurance won’t let you submit any assertions, says Elena Jones, a personal finance expert at FinanceJar. Based on the options of your plan, private U.S. Health care.

Banking 105

Banking Insurance Purchasing Transportation 105

Success

SEPTEMBER 3, 2022

Having a plan in place can also help you find some silver linings and free your mind to see some of the opportunities a downturn can present. Instead of watching what the market does daily, spend some time tending to your finances so you know where you stand. Start to consider a plan to help you face an economic downturn.

Finance 114

Finance Transportation Purchasing Insurance 114

Success

SEPTEMBER 21, 2024

Financial wellness is maintaining a healthy relationship with your finances. Building Sustainable Long-Term Finances Long-term money-saving is your ticket to financial freedom. Improving Current Financial Flexibility Flexibility in finances means having the freedom to make choices that fit with your lifestyle.

Finance 80

Finance Security Consulting Prioritization 80

Success

SEPTEMBER 13, 2022

Krystal Pino is a certified public accountant and personal financial specialist with a bachelor’s degree in accounting and an MBA in finance from the University of Alabama at Birmingham. After five years, my decisions are primarily based on the people I’ve met and the adventures we plan together. Have a plan. Flexibility is key.

Banking 105

Banking Insurance Finance Planning 105

Success

AUGUST 6, 2024

With over half of workers surveyed reporting that extreme weather is already impacting their work, education, finances, home or living situation and/or health, it is clear that businesses need to explore adding climate change protection employee benefits, if they haven’t done so already.

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Insurance Security Transportation Consulting 105

Vantage Circle

JULY 5, 2019

Employees are worried about their money and roughly half are stressed about their finances and have said that their retirement plans will not be enough to support them after retirement. Consider the 401K plan, which is also a financial benefit existing way before than other benefits that organizations opt for.

Finance 90

Finance Planning Flexibility Flexibility 90

Workplace Wellness

OCTOBER 17, 2023

Developing a successful wellness program is not something that can be accomplished overnight or without a well-thought-out plan. When answering the first question, you will need to use Health Risk Assessments, biometric data, and insurance claims. Finally, focus on developing a plan for your wellness program.

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Finance Insurance Communication Planning 105

Great Place to Work

NOVEMBER 8, 2023

Career advice, lessons learned on the job, and more from a culture champion at one of the Fortune Best Workplaces in Finance & Insurance™ in 2023. We spoke with Caryn Best, senior vice president, marketing & communications, for IAT Insurance Group about her career and work building a better workplace culture.

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Insurance Communication Finance Leadership 52

WellSteps

AUGUST 7, 2024

The top employee benefits brokers offer insurance wellness programs, as savvy benefit brokers know that robust wellness solutions improve employee wellbeing, productivity, and morale while reducing overall healthcare costs. Quick Implementation Experienced employee benefits insurance brokers streamline wellness program implementation.

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Insurance Healthcare Consulting Influencing 77