Success

APRIL 10, 2023

Using a financial planning checklist can make it easier to monitor your money and do some financial housekeeping. Use the topics below to help you start your financial planning checklist and make the most of your money. Periodically reviewing changes in your cash flow should be on your financial planning checklist.

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Planning Banking Finance Insurance 122

Success

JULY 26, 2021

Many personal finance experts will tell you to take your current monthly expenses, add 4% to the overall number for inflation, and then multiply that by 25 or 30 in order to reach your financial independence goal. Look at things like health care, groceries, utilities, and insurance. Use large, medium and small goals.

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Planning Finance Insurance Food 116

Insperity

FEBRUARY 3, 2011

Sponsoring a retirement plan can help them get there. Retirement plans come in a wide range of shapes and sizes, each with its own unique functionality. The following steps can help simplify the process of choosing and managing a plan. The first step toward establishing a plan for your company is learning what is out there.

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Planning Legal Government Small Business 100

Success

NOVEMBER 18, 2021

We all know expenses exist, but the numbers keep adding up—rent, water, trash, electricity, cable, Internet, car insurance, renter’s insurance, gas, cell phone. Dive into a digital finance manager, excel sheets, worksheets and a homemade bill binder. This is something that happens after the planning stage.

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Security Insurance Finance Banking 112

Success

JULY 19, 2022

Next, you’ll need to consider your current company benefits such as health insurance and retirement plans. According to the Bureau of Labor Statistics , the average employer paid “78% of medical care premiums for single coverage plans” in 2021, which is a nice perk. Create a plan. First, what are you trying to accomplish?

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Insurance Banking Finance Transportation 128

Insperity

JUNE 17, 2021

Compare how your company aligns with others in terms of salary and benefits, including: Health insurance PTO Leaves Options for flexible work schedules or remote work Unique perks. Do you find ways to accommodate them, on a case-by-case basis, when personal or family obligations conflict with work? Marketplace and competitor analysis.

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Leadership Salary Security Finance 246

Insperity

AUGUST 13, 2020

As your business recovers from a crisis and you consider hiring again after layoffs, there are critical issues you need to think about and plan for to mitigate the risks to your company and increase your odds of long-term success. This plan should extend 12 to 18 months into the future. Selecting the type of employees you’ll hire.

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Onboarding Training Work Ethic Finance 246

Success

JULY 21, 2023

Frost is committed to taking one month off, but planning to ease back into work during the second month. So, she established a plan: She’d automatically earn money while she was out of the office by doing affiliate marketing. The post Planning to Take Maternity Leave While Self-Employed?

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Planning Government Coaching Communication 98

Success

FEBRUARY 13, 2023

Managing your finances can feel overwhelming, especially if you’re trying to keep up with the latest budgeting software, personal finance app or investment hack and not just the financial basics. Instead of worrying about or avoiding your finances, focus on the basics. Then develop a plan to help you lessen their impact.

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Finance Food Banking Insurance 116

Success

JANUARY 9, 2023

Healthcare is complicated when it comes to finances. It’s especially nonsensical in the United States, where it’s designed to be intentionally confusing and expensive. It can cost an outrageous amount of money to have surgery or long-term treatment, and on top of that, billing errors are common.

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The Office Management Group

APRIL 29, 2024

Ensure you plan to grow; put simple, yet effective processes in place now so that when the volume naturally increases with the growth of your business, you are ready for it. Make sure the employee liability insurance is displayed in your office! I’ve talked about trackers before, but it is so key!

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Success

DECEMBER 29, 2023

Often, these fall into categories of personal well-being, relationships and finance. Once you’ve identified your areas of focus, plan your approach by setting SMART goals. If you aim to eat healthier, plan your meals in advance. New Year’s resolution ideas to improve personal finance Create a monthly budget.

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The Office Management Group

APRIL 16, 2023

What it means is you cannot be an expert in how your air-conditioning system works, how it should be cleaned and serviced, nor can you be an expert in what sort of chairs are out there and the many functions of them all or an insurance or rates whizz who knows exactly what the best products are out there for your business.

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Work Life

MAY 4, 2024

But the heady enjoyment of an adult-level salary—dining out, weekend getaways, wardrobe upgrades—can make it hard to remember the importance of planning for future needs. Pay Yourself First–Via Automation If you plan to save or invest whatever money is left after paying your bills, you’re likely to never set any money aside at all.

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Success

JANUARY 17, 2023

Getting your finances in order can seem exhausting. Kiersten and Julien share tips for creating a system and carving out the time required to get organized through actions like automating savings, looking at current interest rates, updating budgeting apps and evaluating debt payment plans.

Finance 98

Finance Purchasing Insurance Security 98

Work Life

APRIL 15, 2024

Not only are the billing details confusing, but the requirements for insurance coverage seem to be in a constant state of flux. It can seem as though insurers intentionally create a painful process in the hope that most patients will give up and just pay. The patient is not responsible.

Healthcare 98

Healthcare Insurance Networking Finance 98

Success

APRIL 14, 2023

Write a business plan While Shinholser didn’t need investors or to borrow money to fund his business, his savings were an important element of his success. A written business plan is crucial to clarify your plans and your finances, Marshall says. Shinholser wrote a business plan before quitting his full-time job. “My

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Small Business Finance Networking Banking 116

Success

JUNE 23, 2023

After all, learning how to manage your finances before money mistakes happen can help you avoid easy-to-make slip-ups like dings to your credit score or an overdrawn bank account. If you just traded in your cap and gown for your first taste of real adulting, managing your finances might feel like an overwhelming task.

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Finance Insurance Banking Purchasing 108

Success

AUGUST 26, 2024

Financially planning a divorce Certified divorce financial analysts receive specialized training in providing financial help for divorce. This can be challenging, particularly when child support is in the picture, says Amy Irvine, a certified financial planner and certified divorce financial analyst with New York–based Rooted Planning Group.

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Finance Maintenance Banking Insurance 116

Work Life

MAY 11, 2024

Here’s how recently married couples can invest their finances to create a happy future together. Getting on the same page with your debt payoff plan will also help you feel like you’re presenting a united front. Life insurance may also be necessary when you buy a house, since one income may not be enough to cover the mortgage.

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Insurance Finance Prioritization Planning 98

Success

AUGUST 21, 2022

health insurance may not cover you. As soon as you move abroad , you’re in charge of paying for your medical expenses, as your United States health insurance won’t let you submit any assertions, says Elena Jones, a personal finance expert at FinanceJar. Based on the options of your plan, private U.S. Health care.

Banking 106

Banking Insurance Purchasing Transportation 106

Success

SEPTEMBER 3, 2022

Having a plan in place can also help you find some silver linings and free your mind to see some of the opportunities a downturn can present. Instead of watching what the market does daily, spend some time tending to your finances so you know where you stand. Start to consider a plan to help you face an economic downturn.

Finance 115

Finance Transportation Purchasing Insurance 115

Success

SEPTEMBER 21, 2024

Financial wellness is maintaining a healthy relationship with your finances. Building Sustainable Long-Term Finances Long-term money-saving is your ticket to financial freedom. Improving Current Financial Flexibility Flexibility in finances means having the freedom to make choices that fit with your lifestyle.

Finance 80

Finance Security Consulting Prioritization 80

WellSteps

AUGUST 7, 2024

The top employee benefits brokers offer insurance wellness programs, as savvy benefit brokers know that robust wellness solutions improve employee wellbeing, productivity, and morale while reducing overall healthcare costs. Quick Implementation Experienced employee benefits insurance brokers streamline wellness program implementation.

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Insurance Healthcare Consulting Influencing 90

Success

SEPTEMBER 13, 2022

Krystal Pino is a certified public accountant and personal financial specialist with a bachelor’s degree in accounting and an MBA in finance from the University of Alabama at Birmingham. After five years, my decisions are primarily based on the people I’ve met and the adventures we plan together. Have a plan. Flexibility is key.

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Banking Insurance Finance Planning 106

Work Life

APRIL 9, 2024

Location: Mount Vernon, Ohio Income after taxes: $40,000 Annual expenses Rent: $9,948 Car insurance: $1,716 Car payment: $3,636 Gas: $3,900 Vacations: spent $1,400 on a vacation and my family covered the rest of the trip. Without it, Susan says she would be paying into a high-deductible health plan with “lots of out-of-pocket costs.”

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Insurance Maintenance Salary Food 98

Success

AUGUST 6, 2024

With over half of workers surveyed reporting that extreme weather is already impacting their work, education, finances, home or living situation and/or health, it is clear that businesses need to explore adding climate change protection employee benefits, if they haven’t done so already.

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Insurance Security Transportation Consulting 106

Vantage Circle

JULY 5, 2019

Employees are worried about their money and roughly half are stressed about their finances and have said that their retirement plans will not be enough to support them after retirement. Consider the 401K plan, which is also a financial benefit existing way before than other benefits that organizations opt for.

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Finance Planning Flexibility Flexibility 90

Workplace Wellness

OCTOBER 17, 2023

Developing a successful wellness program is not something that can be accomplished overnight or without a well-thought-out plan. When answering the first question, you will need to use Health Risk Assessments, biometric data, and insurance claims. Finally, focus on developing a plan for your wellness program.

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Finance Insurance Communication Planning 105

Fellow

MARCH 18, 2025

Change management can be a tough field to work in as it involves a lot of planning and stakeholder relationship management. For example, it could be an update that more benefits have been added to the health insurance plan, or that sales teams are now required to conduct key performance indicators (KPI) reporting monthly instead of quarterly.

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Communication Security Insurance Software 52

Great Place to Work

NOVEMBER 8, 2023

Career advice, lessons learned on the job, and more from a culture champion at one of the Fortune Best Workplaces in Finance & Insurance™ in 2023. We spoke with Caryn Best, senior vice president, marketing & communications, for IAT Insurance Group about her career and work building a better workplace culture.

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Insurance Communication Finance Leadership 52

Success

MAY 29, 2023

Many people focus on one or two areas of their finances but don’t stop to look at the big picture and confirm that they’re moving in the right direction overall. Remember: This is just a snapshot of your finances and not an indication of your value as a person. If you have a zero or negative net worth, don’t panic. What are my assets?

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Finance Real Estate Salary Insurance 106

Work Life

AUGUST 12, 2024

Essential spending on items like vehicle insurance, rent, and food has gone up at rates significantly higher than that of wages. A lot of [financial apps] seek to automate these finance challenges and savings plans,” King says. On top of that all, higher education costs have skyrocketed.

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Influencing Healthcare Banking Finance 98

Success

MARCH 10, 2022

It’s really hard not to—making lunches for work is a hassle; you’re used to paying the lowest price even if it’s not the best deal; and maybe you haven’t renegotiated your car insurance since, well, ever. Plan ahead and withdraw money from your bank, or download a peer-to-peer mobile payment app like Venmo, PayPal or Cash App.

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Banking Insurance Finance Planning 106

Success

JUNE 6, 2024

Taking the leap to this unique lifestyle requires extensive research and planning. Digital nomad checklist 1 year before Make a financial plan Once you commit to the digital nomad journey, the first step is to determine how you will make money online while traveling. No matter what, it’s important to get your finances in order.

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The Office Management Group

NOVEMBER 11, 2023

Clearly, as well as this you need to layout the costs and options for paying these – my advice is to also ask the provider if they can do spread payment plans, for example. Why is it that some businesses are still not seeing the value developing all staff, not just those in revenue-generating roles, can bring to the business as a whole.

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Office Management Learning Training Legal 130

Success

APRIL 22, 2024

Managing your business and personal finances can be a headache. Personal Finance Tools Personal financial needs are often a little different from those of a business. Gusto also has solutions that allow you to offer employee benefits such as health insurance and 401(k) plans. One-person operation? No problem.

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Payroll Finance Software Small Business 80