Growth strategies for the purchase-mortgage market
McKensey
JANUARY 18, 2024
US mortgage lenders rethinking their value proposition for a constrained market should weigh five key actions to sustain growth in mortgage financing for home purchases.
6 Signs Your Employees Are Abusing Expense Reports
Insperity
DECEMBER 2, 2014
To avoid getting drained by employees’ cash purchases, some businesses put a limit on the reimbursable amount allowed without a receipt. Corporate credit cards consolidate expenses, making it much easier for your finance department to track trends and verify charges. Overcharging the company card.
Reporting 
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‘Money Boss’ Jo Davison’s 5 Steps for Taking Control of Your Finances
Success
MARCH 20, 2024
And yet, perhaps it’s those very aversions to standard personal finance practices that make her most appealing to her clients. Now, she runs courses and individual mentoring programs to teach clients how to stop fearing their finances, release shame around money habits and prosper by making their assets work harder than they do.
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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30
Success
JULY 4, 2022
However, important skills like when and how to manage your finances don’t come naturally to many. List out your purchases in an Excel spreadsheet at the end of each month and place each transaction into a bucket. Get detailed and introspective to evaluate which purchases are legitimate needs vs. nonessentials.
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Money Remains a Top Stressor for U.S. Adults—Here Are Some Tips to Better Manage Stress (and Finances)
Success
MARCH 27, 2022
They serve as a gaggle of bad influencers egging us on to turn to purchases for happiness: You know you want it! Many purchases are wants, not needs. So before you hand over the credit card, pause to consider whether the purchase will contribute to more stress and dysfunction later. You deserve it! Getting into the Flow.
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Workspace Designers: How Sustainable Is Your Supply Chain?
All Work
MARCH 22, 2022
An interior designer’s purchasing power is significant, and decisions around things like where timber comes from can make a real difference. “By Just as a business would hire an accountant to manage finances, there are specialists out there who can help you with setting sustainability statements and goals. Directories are also useful.
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The Race for Net Zero by 2050
Success
MARCH 4, 2025
Rather, net zero requires reducing emissions and then whats physically impossible to eliminate is what you purchase a carbon credit for, he says. So, its most effective to find a way to finance solar energy so that businesses have a net savings in their energy bill, which is attractive for them.
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4 Smart Money Moves to Plan for Financial Security
Success
JULY 20, 2021
That’s because when we delay organizing our finances, it causes us to delay a lot of other things, too. But it’s really no surprise that millennials have trouble dealing with their finances. Plus, an unsurprising majority of this age group feels stressed when thinking and talking about finances. Trust me: I get it.
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How To Build An Employee Stock Purchase Plan
Vantage Circle
SEPTEMBER 30, 2021
If not, I highly suggest getting started with something simple yet effective, like the employee stock purchase plan or ESPP. An employee stock purchase plan allows employees to buy a company's stock at a discount. Employee stock purchase plan are a type of ESOP (Employee stock option plan). Types Of Employee Stock Purchase Plan.
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The Best Finance Apps To Keep Your Finances And Life In Order
Success
SEPTEMBER 25, 2024
We break down some of the most popular money-tracking tools to help you take control of your finances. What Is The Best Personal Finance App? There’s no shortage of personal finance apps available online. Specific features : Does it have the finance tools you need for your life stage and preferred approach to money management?
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3 key investing tips for early-career professionals
Work Life
MAY 4, 2024
It’s much easier to make a single decision to set money aside than make repeated decisions about your finances with every pay cycle. Purchasing long-term disability insurance now can help to protect your future finances in the event of a disabling illness or accident. and own 155 shares after six months.
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A better way to buy a home
Work Life
OCTOBER 14, 2023
Recently, a young woman asked me how she could afford to purchase a home in the current housing market. A willingness to walk away from a potential home purchase means you will always hold the negotiating power. Similarly, buyers can sometimes feel like they have to time their purchase based on interest rates.
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How to Teach Your Kids About Credit Cards
Success
NOVEMBER 8, 2021
On the surface, credit cards seem pretty straightforward: You use your card to purchase items and then pay the balance at the end of the month. Much of what kids learn about finances comes from watching their parents use money in the real world. Understand how credit works.
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What Is Zero-Based Budgeting?
Success
JANUARY 31, 2022
This sum-total approach to personal finances boasts major savings, but not for free. When you assume full responsibility for your finances, a funny thing starts to happen. It started to slowly regain popularity around the time of the 2008 recession and is now commonly used for personal finances.
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How to Get Started with a CRM
Jen Lawrence
JULY 28, 2022
Fill in all fields in your Account settings, upload your logo, and connect your key integration accounts (such as the payment processor, video calling systems, finance manager, etc.) Start at the beginning – tell the system who you are. Your Account settings are used throughout the entire CRM so ensure you handle that upfront.
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3 Common Money Myths Debunked
Success
MARCH 15, 2022
From misinformation to oversimplified generalizations about money that get passed down from generation to generation, most of us have adopted false beliefs about our finances. TRY THIS: The app Acorns rounds up each of your purchases and invests the spare change. Buying in bulk is a better deal. Investing is too risky.
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The Money Manager App Gives You Insight Into The Smallest Details Of Your Finances
Success
OCTOBER 2, 2024
Little purchases here and there add up quickly. Money Manager provides users with a clear overview of their finances. Money Manager helps people utilize easy-to-interpret visuals to understand their finances. Its features are so user-friendly that nearly anyone can get their finances under control.
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7 Apps to Teach Kids About Money
Success
FEBRUARY 19, 2022
The days of working hard to earn a buck aren’t exactly gone, but the personal finance landscape is certainly more complicated now than it was a few decades ago. Meanwhile, only 21 states required a personal finance course for high school students in 2020, according to the Council for Economic Education. Toshl Finance.
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Don’t Let Shame Around Money Rule Your Life: How to Heal It
Success
NOVEMBER 15, 2021
Feeling shame around money might look like: Avoidance : Being so overwhelmed with your finances that you just ignore the bills and statements that arrive, irrationally hoping that it will all go away or trying to convince yourself that it’s not really that bad.
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Financial Resolutions to Consider for 2023
Success
JANUARY 17, 2023
Getting your finances in order can seem exhausting. This year, stop avoiding awkward conversations with loved ones about finances. Learn more at richandregular.com , purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular.
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Think You’re Ready to Buy a House? Read This First
Success
APRIL 3, 2022
Listen to this week’s episode of the rich & REGULAR podcast about alternatives to purchasing a home and consider the following if you decide to proceed with homeownership. If you decide you want to pursue a home purchase , you can do a few things to ensure you’re ready for the process. Buying vs. renting. Consider your options.
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Use Due Diligence to Make Investing Easier
Success
JANUARY 17, 2022
Although due diligence is a legal term that applies to selling stocks and other fiduciary investments, there is value in having a system that helps you make decisions in your life, whether for your finances or your personal relationships.
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7 Short-Term Financial Goals and How to Achieve Them
Success
FEBRUARY 19, 2024
Rebalancing your budget is the process of reviewing your finances to make space for money goals. Save for a big purchase Expected time: 3-9 months How to save for a big purchase: Whether you want to purchase the latest smartphone or need new living room furniture, saving for a larger purchase is an easy short-term financial goal.
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Start Talking to Your Kids About Investing—Here’s Where to Start
Success
AUGUST 7, 2022
Additionally, “54% of teenagers… reported feeling unprepared to finance the life they hope to have in adulthood.”. Spend time discussing your family financial values and let your kids help decide where some of the household finances are allocated. Teach them that investing isn’t a get-rich-quick scheme.
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These Are Nicole Lapin’s 6 Money Tips for Living Your Richest Life
Success
MARCH 24, 2022
Purchase that daily latte, advises financial expert Nicole Lapin. It’s not your momma’s finance lesson,” Lapin says in describing her book, Rich B h: A Simple 12-Step Plan for Getting Your Financial Life Together… Finally. Lapin wants to take the mystery out of finance. I never learned about personal finance in school.
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Transforming Your Relationship with Money
Success
AUGUST 2, 2021
We are often told by personal finance experts that money should only be viewed as a tool to reach our goals, with no emotions attached to it. If your parents struggled with money, it can feel as though they doomed you to have a horrible relationship with your finances as well. Look to the future.
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Travel Policy: 5 Things Every Boss Should Know
Insperity
MAY 28, 2014
Often times finance teams create the company travel policy. For example, do you allow employees to purchase refundable tickets? Would you prefer your employee purchase the lowest fare or is first class acceptable? Are they making unnecessary purchases? Keep your road warriors content.
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2023 Financial Forecast: How to Prepare for the Year Ahead
Success
OCTOBER 31, 2022
And with a new year approaching quickly, it can be a good opportunity to take stock of what’s happened in the past year—in your personal life, career and with your finances—and think about what changes you’d like to make in the year ahead. As you think about your personal finances heading into 2023, credit card debt should be top of mind.
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Surprise Medical Bills: The Costs of Healthcare
Success
JANUARY 9, 2023
Healthcare is complicated when it comes to finances. Learn more at richandregular.com , purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. It’s especially nonsensical in the United States, where it’s designed to be intentionally confusing and expensive.
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Sparking Your Early Retirement Dreams: A Guide to FIRE
Success
MAY 1, 2023
FIRE has been gaining traction in recent years as a personal finance philosophy. Enter FIRE, the “ financial independence, retire early ” movement! It’s like retirement, but significantly better. Support rich & Regular by sharing and rating it five stars on Apple Podcasts.
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How to make New Year’s financial resolutions that stick
Work Life
DECEMBER 29, 2023
Improving finances is a common resolution for the New Year. In 2023, 53% of Americans who set resolutions wanted to prioritize getting their finances in order. After all, why grit your teeth through the process of improving your finances when you can make the process more rewarding, less stressful, and easier?
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How to Reframe the Way You Think About Money
Success
MARCH 9, 2022
I studied finance in college and then worked in financial services, and I still didn’t know anything about my own money. In most cases, we are actually choosing not to purchase it. It’s a subtle shift, but people report that they just stopped craving, wanting or needing things they used to purchase. This was me!
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How to Survive Financial Infidelity
Success
AUGUST 26, 2024
Have you ever hidden a purchase from a partner or had your partner hide one from you? While in another, the expectation may be to consult each other for every purchase. That intention is important, says Jillian Knight , a licensed marriage and family therapist who specializes in finances. This is an opportunity for a reset. “A
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Only a quarter of firms say that staff will need to work full time from an office in future
Workplace Insight
DECEMBER 17, 2023
The research found a clear divide between different sectors, with business-to-business services firms (such as the finance and legal sectors) more likely to expect remote working. 47 percent anticipate their staff to be mostly in-person, 16 percent expect mostly remote and 8 percent fully remote.
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How Dany Garcia is Creating a Culture of Acceptance, Diversity and Vulnerability
Success
FEBRUARY 15, 2023
Dany Garcia may not be a household name, but her fingerprints are in much of the past 10 years of entertainment, athletics, clothing, spirits and finance. she laughs—but after the purchase deal cemented, she realized the deeper meaning of her achievement. “It wasn’t the engine that led to her interest in the XFL—“I love football!”
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5 steps to more financially stable employees
Insperity
FEBRUARY 13, 2018
When an employee is worried, unproductive and can’t afford to participate in group activities and outings because of finances, it not only affects the person but the team as a whole. Take purchasing car insurance, for example. Addressing the issue: Where to start.
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Lessons From Past Recessions
Success
SEPTEMBER 3, 2022
Recessions are a natural part of the economic cycle and help to reset the economy when it grows too quickly, making it harder for regular people to purchase everyday items. Instead of watching what the market does daily, spend some time tending to your finances so you know where you stand.
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Get Organized with a Business Binder
Jen Lawrence
JANUARY 18, 2019
At the core, I just needed a method to store information that I should have physical copies of or need easy access to, which fell into four categories: Legal Finance Administration Clients. To get myself sorted out, I designed a printable business binder organizer. I have to tell you – this is such a relief! Get organizing!
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What Is a Credit Freeze, and Should I Do It?
Success
MARCH 27, 2023
However, knowing what a credit freeze is and taking advantage of it can help protect you and your finances. For example, if someone steals your credit card number, a credit freeze won’t stop them from making unauthorized purchases. What are fraud alerts?
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Preparing to Move Overseas? Read This First
Success
AUGUST 21, 2022
As soon as you move abroad , you’re in charge of paying for your medical expenses, as your United States health insurance won’t let you submit any assertions, says Elena Jones, a personal finance expert at FinanceJar. You can (or may need to) purchase international insurance. Based on the options of your plan, private U.S.
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How to Find Your Money ‘Why’
Success
MARCH 8, 2022
How many bath bombs have been purchased on credit cards in the name of self-care? Becoming more concretely aware of cultural, familial and personal values might thus be an important key to better personal finance. Faced with spending decisions , you might ask yourself whether a purchase supports your core values.
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Directing Warehouse Traffic With Ease
The Receptionist
MAY 9, 2024
Assessment You aren’t likely to purchase a solution without first encountering a problem with your existing processes. Visitor Management One need that often gets overlooked is managing the foot traffic coming in and out of the warehouse. But before you commit to a new system, take stock of your current issues and needs.
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Use Mindfulness to Transform Your Financial Well-Being
Success
JANUARY 31, 2022
It has recently become a secular practice you can apply to many areas of your life, including your finances. When applied to your finances, mindfulness allows you to create a realistic road map for your future you can return to, even as the markets start to slide or the latest gadget or distraction comes along. Acceptance.
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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap
Success
JULY 25, 2022
Although everyone’s personal finance journey is exactly that, there are certain steps we all can take as we pursue financial feminism and literacy. Get familiar with your finances. Knowledge is power, and knowledge of our own finances is especially powerful. Compared to African American participants, who responded to 2.3
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