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Is Travel Insurance Necessary or a Waste of Money?

Success

With the recent global tech outage causing multiple days of flight cancellations and thousands of stranded passengers, the discussion around travel insurance has become even more relevant. Travel insurance is one of those things you don’t need until you really need it, so many people choose to travel without it.

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3 middle class families across America share what they earn, spend, and save

Work Life

“Plus, food prices in Spain are cheap,” she says. Their home, which they purchased in 2008, is almost paid off. “I’m Anything that costs $100 or more is scrutinized before purchase, Jason says. They relied heavily on points to pay for airfare and lodging.

Insurance 111
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Climate Protection Could Soon Be Part of Your Employee Benefits Package

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Climate change funding for special equipment Some companies may invest in critical emergency supplies to distribute to employees during a disaster, such as bottled water, shelf-stable food, air purifiers, generators and solar-powered radios.

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12 Essential Tips Every Solo Traveler Needs to Know

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Use the cloud Scan or take photos of your flight and hotel confirmations, credit card and insurance cards, and any other documents that might be useful. If you’re solo traveling internationally, follow this tip: Upload copies of your passport and visa, confirmation documents, travel insurance paperwork and a rough itinerary outline.

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Everything You Need to Know About Emergency Funds

Success

If you have dependents, heavy debt or access to other funds, like a partner’s salary or unemployment insurance, the amount you need to save will vary. Consider the minimum amount you spend each month on non-negotiable expenses like: Housing Food Utilities Insurance (health, car, etc.) How much should an emergency fund be?

Banking 119
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Offering Psychedelics, Like Ketamine, as an Employee Benefit

WELCOA

Off-label use of drugs is prescribing outside their US Food and Drug Administration (FDA)-approved product label.” Spravato is much more expensive than Ketamine, however, because Ketamine can be purchased as a generic drug, whereas Spravato is a patented drug. Ketamine is only one of many types of psychedelic drugs. See [link].

Legal 52
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Lessons From Past Recessions

Success

Recessions are a natural part of the economic cycle and help to reset the economy when it grows too quickly, making it harder for regular people to purchase everyday items. What are my basic monthly living expenses (including food, shelter, health insurance, utilities, phone, transportation and childcare)?

Finance 88