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How Health Care Reform Helps People and Small Businesses Pay for Coverage

Insperity

To be eligible for a premium tax credit, citizens and legal residents must satisfy the following criteria: Have household income between 100-400 percent of the federal poverty line (FPL); for 2014 subsidies , the FPL for employees living in all states except Hawaii and Alaska is $11,490 for an individual and $23,550 for a family of four.

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5 labor law compliance challenges in changing times

Insperity

From paid family leave and hiring to safety and sick leave – and all the many points in between – federal, state and local governments are forever changing what constitutes a company’s responsibility to its workers. The most common misconception among small business owners relates to “employment at will” regulations.

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Business owner beware: FLSA compliance and personal liability

Insperity

The nuances between what legally constitutes a person and an employer aren’t always clear-cut when it comes to FLSA compliance. Because the burden of proof for FLSA compliance lies with the employer, not the employee, it’s vital for businesses to maintain accurate records related to hours worked and wages paid.

Legal 187
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7 PEO benefits that can save you money

Insperity

As the plan sponsor, the PEO will handle the related administrative tasks, such as negotiating with carriers, enrolling employees, providing legal notices and handling COBRA administration. Think you can minimize legal expenses and PR fallout from lawsuits? This relieves the potential burden from your business, as a client of the CPEO.

Payroll 173
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Shortage of high-quality data threatens the AI ‘boom’

Workplace Insight

Yet significant challenges and risks are attached to widescale adoption, including – in the case of generative AI – reliance on a handful of machine learning datasets that ODI research has shown lack robust governance frameworks. It also outlines the ODI’s recommendations for creating diverse, fair data-centric AI.

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How to Choose an Employer-Sponsored Retirement Plan

Insperity

There are several types of retirement plans that your small business could potentially offer; each functions differently and carries different benefits. 401(k) is the most well-known retirement plan available to any business. You will be relying heavily on your provider to file legal documents and administer funds.

Planning 100
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Employment Law: 3 Compliance Mistakes You Don’t Know You’re Making

Insperity

Often, small businesses are subject to many of the same laws and regulations that govern large corporations. Though it sounds simple, missing or incomplete I-9 forms can get you into legal hot water quickly. Not keeping up with regulatory agencies and laws that govern your business. There is help available.