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A Freelancer’s Guide to Business Insurance: What You Need to Know

Success

“The case eventually ended up being thrown out,” Gobel says, “but not before I ended up with a $1,500 legal fee.” As a freelancer or independent contractor, you may think your business is too small to need insurance. Client contracts sometimes even require you to have freelance business insurance.

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7 types of insurance every business owner needs

Insperity

A business leader can’t eliminate all risks, but insurance can provide some cover should the sky begin to fall. Despite this, insurance is an area where owners often try to skimp on the type of insurance they pay for or the amount of coverage they choose. Property insurance . Workers’ compensation. Professional liability.

Insurance 218
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Going solo: 3 quick ways to jumpstart your own legal practice

Ruby

Professional expenses such as licensing fees, insurance, and membership dues can add up fast. You’ll also need to buy computers, printers, phones, a scanner, dictation recorders, legal software, and client relationship management software. Even if you have a sizable nest egg, we suggest not using your own money if you can help it.

Legal 52
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How to Recover Financially From a Gray Divorce

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“Health insurance is a key consideration for people in this age group,” Hetrick says. Often, one spouse carries the health insurance through their job. When a couple divorces, one spouse is left without insurance. Assessing the partners’ financial earnings and assets is a requirement of the legal system.

Insurance 111
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Employee or contractor? 6 common mistakes when classifying workers

Insperity

To help you figure out whether your workers are classified correctly, we’ll cover: Basic legal resources and information you need to know Who enforces the law on worker classification, and what happens if you’ve misclassified workers (either intentionally or unintentionally) The most common mistakes you should avoid to stay out of trouble.

Equipment 317
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The 5 best moves you can make to optimize your benefits during 2024 open enrollment

Work Life

Employment benefits, from insurance to retirement vehicles, are an important part of most compensation packages, above and beyond a paycheck. of Americans receive health insurance through an employer, and 73% of workers have access to retirement benefits at work. In fact, 54.3%

Insurance 119
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Are You Covered? 5 Types of Business Insurance You Shouldn’t Be Without

Insperity

And that’s exactly what business insurance does. Nearly every conceivable risk a business might face is covered by a type of business insurance,” says Darrell McGee, program manager at Insperity Insurance Services. Property insurance. Workers’ compensation. Professional liability. How it can help you. How it can help you.

Insurance 100