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Is Travel Insurance Necessary or a Waste of Money?

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With the recent global tech outage causing multiple days of flight cancellations and thousands of stranded passengers, the discussion around travel insurance has become even more relevant. Travel insurance is one of those things you don’t need until you really need it, so many people choose to travel without it.

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Moving your business to another state: 5 HR questions to ask

Insperity

When weighing where to move, it’s worth considering, for example, the workers’ compensation insurance requirement or the required timeline for filing for unemployment claims as these may impact your administrative timelines. Yet HR-related laws and regulations are increasingly complex. A remote work policy ? Summing it all up.

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Driving home the seriousness of company vehicle safety

Insperity

Secure photocopies of each new worker’s driver’s license and insurance (verifying that both are current). Map out what subjects you plan to address each meeting and communicate that plan in advance. Each of these subjects requires specific training, clearly defined rules and regulations.

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10 Rules for Employee Retention Your Competition Will Hate

Insperity

Outside of health care insurance, research ways to offer your employees a wider variety of benefits. This could include investments, such as stock options and 401(k) retirement plans. If your business resides where a majority of your employees use public transportation, consider offering commuter assistance.

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3 Steps to Take Before Going Into Business for Yourself

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Next, you’ll need to consider your current company benefits such as health insurance and retirement plans. According to the Bureau of Labor Statistics , the average employer paid “78% of medical care premiums for single coverage plans” in 2021, which is a nice perk. Create a plan. First, what are you trying to accomplish?

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Everything You Need to Know About Emergency Funds

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If you have dependents, heavy debt or access to other funds, like a partner’s salary or unemployment insurance, the amount you need to save will vary. Consider the minimum amount you spend each month on non-negotiable expenses like: Housing Food Utilities Insurance (health, car, etc.) How much should an emergency fund be?

Banking 119
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Preparing to Move Overseas? Read This First

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health insurance may not cover you. As soon as you move abroad , you’re in charge of paying for your medical expenses, as your United States health insurance won’t let you submit any assertions, says Elena Jones, a personal finance expert at FinanceJar. Based on the options of your plan, private U.S. Health care.

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