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7 types of insurance every business owner needs

Insperity

A business leader can’t eliminate all risks, but insurance can provide some cover should the sky begin to fall. Despite this, insurance is an area where owners often try to skimp on the type of insurance they pay for or the amount of coverage they choose. Property insurance . Workers’ compensation. Professional liability.

Insurance 229
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Cybersecurity for remote workers: A business leader’s guide

Insperity

You may not know anything about – nor do you have any control over – the configuration of those operating systems, firewalls, anti-virus protections, software updates or authentication requirements. Ensure operating systems and all software, including anti-virus protection, are updated to the latest version.

Software 214
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Employment laws to watch in 2018

Insperity

An employee’s health insurance continues during their leave, as long as the employee pays their usual portion of the premiums. Employers are required to obtain paid family leave insurance. If your company self-insures on disability benefits, you may purchase a separate paid family leave policy or apply with the state to self-insure.

Payroll 174
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6 Free Sample Emails for Communicating New Processes

Fellow

For example, it could be an update that more benefits have been added to the health insurance plan, or that sales teams are now required to conduct key performance indicators (KPI) reporting monthly instead of quarterly. New process emails help to effectively notify employees about changes that are affecting them.

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3 middle class families across America share what they earn, spend, and save

Work Life

Their home, which they purchased in 2008, is almost paid off. “I’m Anything that costs $100 or more is scrutinized before purchase, Jason says. They relied heavily on points to pay for airfare and lodging.   They also need to start saving for their children’s college tuition, she adds.

Insurance 111
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10 Easy Ways to Sabotage Your Payroll Process

Insperity

Things like health insurance, life insurance, a retirement plan and/or an employee stock purchase plan can cause confusion when it comes to processing payroll. One of our clients was doing payroll in-house using payroll processing software. Not treating fringe benefits properly for taxation.

Payroll 100
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Therapy by App: A Clinical Psychologist Tries BetterHelp

Mad in America

One advantage of BetterHelp is that because the service does not bill insurance, there is no need for clinicians to provide a diagnosis and target therapy to fit the “medical necessity” requirements imposed by third-party payers. Independent rating sites, like the Better Business Bureau and Trust Pilot, show mostly positive reviews.

Insurance 136