Success

SEPTEMBER 6, 2024

As a freelancer or independent contractor, you may think your business is too small to need insurance. Client contracts sometimes even require you to have freelance business insurance. General liability insurance for freelancers This is the most common insurance that small business owners purchase.

Insurance 98

Insurance Purchasing Computer Small Business 98

Insperity

MARCH 25, 2021

Being an employer comes with many HR-related costs beyond the cash compensation you pay to your employees, such as: Payroll taxes (FICA, FUTA, Social Security, Medicare) Worker’s compensation insurance coverage Statutory insurance and paid leave programs (e.g., Small Business Administration. Administrative fees.

Payroll 247

Payroll Insurance Software Security 247

Insperity

MAY 27, 2013

Though the employer mandate provisions of the Affordable Care Act have been delayed, health care insurance costs, taxes and fees are expected to continue to climb. Postponing your decision to provide health care insurance could prove to be very costly for your business. Don’t offer health insurance to your employees.

Insurance 100

Insurance Payroll Small Business Purchasing 100

Insperity

JULY 27, 2021

Joining a PEO may make it possible to keep your organization’s internal team small, while other companies struggle to increase HR headcount to keep up with growth in other departments. Myth 3: “I’ll lose my status as a small business.”. Employees leaving because their company enters a PEO relationship is virtually unheard of.

Small Business 278

Small Business Payroll Healthcare Insurance 278

Justworks

AUGUST 15, 2017

Between state and federal mandates around offering health insurance to employees, most small and mid-sized companies have considered what kinds of benefits they should offer employees. But even if you decide to offer access to health insurance, how much is enough? How Much Health Insurance is Enough? We examine below.

Small Business 53

Small Business Insurance Salary 53

Insperity

APRIL 7, 2020

The FFCRA: Provides federally mandated emergency paid sick leave Expands the federal Family and Medical Leave Act (FMLA) and provides emergency provisions for coverage and eligibility Expands unemployment insurance benefits Provides employer tax credits to qualifying employers for certain costs related to the implementation of this law.

Insurance 242

Insurance Small Business Government Mailing 242

Insperity

APRIL 9, 2020

Take a deeper, more comprehensive look at the CARES Act with our recent webinar, “Opportunities for Small Businesses,” hosted by Insperity’s Tom Himmer, vice president of customer development. Small Business Administration (SBA) offers additional assistance through the Economic Injury Disaster Loan program. Eligibility.

Security 245

Security Payroll Small Business Mailing 245

Justworks

AUGUST 7, 2017

Providing employees access to health insurance is a widely accepted employer practice these days, especially with the rules put forth by the Affordable Care Act However, when it comes to vision and dental insurance, these benefits are much less regulated.

Insurance 54

Insurance Small Business 54

Insperity

JANUARY 27, 2022

Whether you’re a small business or a larger company, you want to do what you can to attract and retain top talent. Offering competitive pay is but one way to accomplish that, but there are other things you can do. For example, you can offer fringe benefits. What are fringe benefits? In common parlance, fringe benefits (a.k.a.

Banking 255

Banking Insurance Government Promotion 255

Insperity

NOVEMBER 12, 2014

As a small business, you’re probably wondering how you can attract your share of the candidates. Small businesses that can provide big-company benefits, such as affordable employee health insurance, will have a leg up on the competition when it comes to decision time for these hard-to-find employees.

Advertising 208

Advertising Payroll Catering Small Business 208

Insperity

NOVEMBER 3, 2020

Reduce costs associated with workers’ compensation , disability and medical insurance (if an employee can return to work faster). Whether you’re a large, mature company or a fledgling small business, it’s critical (and the law) to communicate safety- and health-related guidelines and procedures to employees.

Office Layout 264

Office Layout Cleaning Insurance Security 264

Insperity

AUGUST 9, 2018

A strategic business partnership is not a business relationship that looks to exchange or extract value for your business from the other organization. A small business, for example, might partner with an industry-specific organization or association in order to reach a specific target market.

Healthcare 221

Healthcare Sales Pharmaceutical Problem-Solving 221

Insperity

FEBRUARY 3, 2011

Small business owners often focus on the liabilities that HR outsourcing companies can remove from their operations and tasks that they can absorb instead of services they can provide, he adds. Most business owners are not in the business of employment. Read your contract.

Advertising 131

Advertising Small Business Insurance Flexibility 131

Insperity

SEPTEMBER 6, 2011

Group health insurance costs are skyrocketing all across the country. The average annual medical insurance premium for single coverage is $4,824, and $13,375 for family coverage, according to the Kaiser Foundation’s (KFF) 2009 Annual Survey of Employer Health Benefits. Paying multiple insurers.

Insurance 103

Insurance Purchasing Small Business Planning 103

Insperity

FEBRUARY 15, 2018

It’s not uncommon for small businesses to fall short when managing employees, but it’s usually not due to a lack of consideration. The reality is, most business leaders often don’t have the time or skillset to investigate issues that come up, much less sort out an effective remedy. Employees quit on short notice.

Payroll 180

Payroll Government Onboarding Small Business 180

Ruby

FEBRUARY 9, 2021

Although it may sound like a ton of paperwork (which, to be clear, it is), this time of year also presents tons of savings opportunities for small businesses like yours. With January in the bag, most small business owners have sent out tax forms to their employees and independent contractors. Ran a marketing campaign?

Small Business 52

Small Business Home Office Insurance Finance 52

WellSteps

JUNE 16, 2023

In today’s competitive business landscape, small businesses face unique challenges when it comes to providing health and wellness benefits to their employees. Limited budgets and resources often pose obstacles, making it essential for small businesses to navigate these challenges strategically.

Small Business 52

Small Business Healthcare Promotion Prioritization 52

Insperity

FEBRUARY 25, 2021

One of the great perks of working with a reputable PEO: a single provider will be responsible for processing payroll, as well as providing workers’ compensation insurance coverage, benefits, and more. Many PEOs provide integrated systems that work together to support your business. Risk mitigation for small businesses.

Payroll 174

Payroll Insurance Supervising Controlling 174

Justworks

AUGUST 21, 2015

As your business continues to grow, you’ll soon be required to offer health insurance to your employees. The Affordable Care Act mandates that companies with more than 50 full-time employees have to offer health insurance. We've written a guide detailing how the Affordable Care Act affects small businesses.

Insurance 56

Insurance Small Business Healthcare 56

Ruby

JULY 19, 2023

For small businesses, these rapid advancements can come at a cost: You may know AI could potentially provide a competitive edge, but how can you apply it—ideally without compromising the customer experience? As a small business, you probably can’t afford to let AI take those kinds of liberties with loyal customers.

Small Business 52

Small Business Software Creativity Customer Service 52

Insperity

FEBRUARY 24, 2015

Outside of health care insurance, research ways to offer your employees a wider variety of benefits. If your business resides where a majority of your employees use public transportation, consider offering commuter assistance. If you have employees who are tied to sales, consider offering them commission on top of their base salary.

Transportation 270

Transportation Flexibility Flexibility Insurance 270

Ruby

JUNE 10, 2024

Pulling from our experience, here’s a quick rundown of 20 of the best scheduling tools and apps for small businesses. Table of contents Acuity Acuity Scheduling is a popular appointment scheduling option owned by Squarespace and designed for small businesses of 1–36 people. You can learn more and try it for free here.

Small Business 52

Small Business Healthcare Sales Software 52

Insperity

JANUARY 18, 2018

Being held liable for years’ worth of back wages and penalties could easily cost you and your business hundreds of thousands of dollars per incident. And if you think insurance can shield you from such expenses, think again.

Legal 187

Legal Insurance Salary Maintenance 187

Insperity

MAY 10, 2012

The number of workers enrolling in company-sponsored health insurance plans is at an all-time low. percent of employees were enrolled in their employer’s health insurance plan. But those already in the workforce are also becoming less likely to take advantage of health insurance plans. Who is Opting In?

Insurance 100

Insurance Government Small Business Purchasing 100

Insperity

AUGUST 9, 2011

Small Business Administration, owners of small companies spend as much as 25 percent of their time dealing with employee-related issues. This is time and money that would be better spent tending to the moneymaking functions of the business. Allowing you to focus on the business of doing business.

Insurance 100

Insurance Small Business Payroll Controlling 100

Insperity

APRIL 4, 2012

Health care costs, already a significant drain on many small businesses, may increase further following the U.S. The central question of the case examines the individual mandate, which is set to go into effect in 2014 and will require most Americans to buy health insurance or pay a penalty. Shopping Around.

Insurance 100

Insurance Small Business Healthcare Banking 100

Insperity

APRIL 26, 2018

For small businesses, it’s worth finding out if your PEO sponsors a 401(k) plan that would allow your employees to defer compensation for retirement while taking advantage of employer matching or other contributions. Insurance premiums and claims management – both of these components make workers’ comp costly and time-consuming.

Payroll 173

Payroll Legal Insurance Healthcare 173

Justworks

MARCH 23, 2016

Download your free guide on the Affordable Care Act to learn how it impacts your business. When it comes to providing healthcare to your team as a small business, Affordable Care Act requirements are real. Whether it’s compliance mistakes, administrative issues, or the sheer cost, there are myriad factors to consider.

Small Business 32

Small Business Insurance Healthcare Planning 32

Insperity

JUNE 13, 2017

Read on to understand the details and how it may affect your business. The Small Business Efficiency Act (SBEA) of 2014 put things in motion when it set out to clarify the relationship between a certified professional employer organization and its customers for the purpose of federal payroll taxes. A little background.

Payroll 170

Payroll Government Small Business Insurance 170

Insperity

AUGUST 10, 2011

Suzanne Boyle, health and welfare product manager with Insperity , a Texas-based professional employer organization, says that small business owners often get bogged down by all the complex details of each plan.“. Here’s some information that may help you identify your company’s and employees’ medical insurance wants and needs.

Planning 100

Planning Insurance Maintenance Networking 100

Insperity

MARCH 26, 2014

No more worries about being denied because of a pre-existing condition, and new places to shop for health insurance (i.e., Less incentive to work due to increased taxes and financial incentives to keep earnings low (such as increased subsidies at the health insurance exchanges). federal and state exchanges).

Insurance 100

Insurance Government Small Business Reporting 100

Work Life

OCTOBER 14, 2024

Roger Crandall likes to say that he stands on the shoulders of people who made economic decisions generations before he became CEO of MassMutual, the mutual life insurance company founded in 1851. Crandall recalls how MassMutual and other insurers emerged from challenges to their business in the 1970s and early 1980s with new products.

Leadership 98

Leadership Insurance Government Small Business 98

Insperity

JULY 26, 2016

Do you carry employment practices liability insurance (EPLI)? EPLI can help protect your business from the financial consequences associated with a variety of employment-related lawsuits , such as wrongful termination or noncompliance with the Americans with Disabilities Act. Is the plan fully insured, or self-funded?

Insurance 101

Insurance Payroll Planning Government 101

Justworks

NOVEMBER 9, 2017

On any given day, there are dozens of employment liability risks business owners face. Small businesses can be particularly vulnerable to employment claims, which can be potentially costly.

Insurance 29

Insurance Small Business 29

Success

MAY 5, 2023

There are a variety of exciting titles coming out this summer for small-business leaders and entrepreneurs. Legal Guide for Starting & Running a Small Business (18th ed.) You might be looking for books to read on your lunch break, by the pool or just in the air conditioning. The P.A.I.D.

Problem-Solving 122

Problem-Solving Legal Small Business Finance 122

Ruby

JUNE 10, 2024

Pulling from our experience, here’s a quick rundown of 20 of the best scheduling tools and apps for small businesses. Table of contents Acuity Acuity Scheduling is a popular appointment scheduling option owned by Squarespace and designed for small businesses of 1–36 people. You can learn more and try it for free here.

Small Business 40

Small Business Healthcare Sales Software 40

Insperity

MARCH 15, 2018

You also need to track voluntary deductions like health insurance and 401(k) contributions, prepare and file quarterly reports, and process w-2s at the end of the year. Cost-effective solution for small businesses. Cloud-based solutions deliver seamless software upgrades that won’t disrupt business.

Payroll 182

Payroll Bookkeeping Software Maintenance 182